Built for the way education actually manages money.
Collexo is NoPaperForms’ Operating System for Fee Collections and Payments, purpose-built for education. It connects fee setup, collections, reconciliation and payment records across the student journey.
Purpose-built for education. Operated by NoPaperForms Solutions Limited.
Built in the field, not in theory.
Our understanding of education finance comes from operating at education scale.
Education digitised the transaction before it digitised the financial workflow.
As enrollment and payments moved online, fee operations still lived across payment gateways, spreadsheets, bank statements, student records and manual reconciliation.
That gap became Collexo in 2021. Not another payment gateway, but a system designed around the financial reality of education.
- Multiple programmes, campuses and fee heads
- Instalments, waivers, scholarships and exceptions
- Digital, recurring, financed and counter collections
- Student, transaction, settlement and bank records
- Finance, admissions and administration working together
Payments are one moment in a much larger financial journey.
Generic payment infrastructure can process a transaction. Education institutions have to manage everything before it, around it and after it.
What is due is complex.
Fees differ by programme, campus, intake, student, scholarship, schedule and exception. The financial record begins long before payment.
Explore Fee Management →How it is paid keeps changing.
Parents and students pay through digital, recurring, financed, offline and campus channels. Every mode still has to map to the right learner and obligation.
Explore Fee Collection →Every rupee has to reconcile.
Transactions, receipts, settlements, bank records and student ledgers must agree. When systems are disconnected, people become the integration layer.
Explore Reconciliation →Extend the same connected thinking into everyday student life.
Collexo Pixi brings student identity, access, transit and prepaid payments into a connected card experience.
Explore Collexo Pixi →
What changes when institutions connect the workflow.
Collexo is used across different education fee models. The useful proof is what changes inside the workflow once fee rules, collection and reconciliation stay connected.
K.R. Mangalam University connected payment flows across growing programmes and intakes.
Online and offline payment modes, instant receipts, automated reminders and real-time reconciliation were brought into a more connected fee workflow.
Read the customer story →Prakriti School simplified complex fee structures without rebuilding them manually.
Dynamic scenarios including mid-session enrollments, transport changes, waivers and adjustments were automated while the accounts team saved hours of manual reconciliation.
Read the customer story →Drona Foundation reduced manual account input drastically.
“Human input in the accounts reduced drastically.” The team also highlights configured data mapping and automated receipt generation as major benefits.
Recognized for the craft. Measured by the impact.
Controls built for financial workflows.
Collexo publishes security, privacy and compliance information for the systems that handle learner, payer and transaction data.
Controlled access
Role-based access, authentication, access restrictions, logging and audit controls help govern who can do what.
Protected data
Encryption, masking and data-handling controls are designed to protect sensitive institutional and learner information.
Operational resilience
Monitoring, backups, vulnerability management, recovery processes and change controls support resilient operations.
Clear data roles
Published privacy documents define responsibilities across NoPaperForms, education institutions and relevant partners.
We learned the cost of fragmented student workflows.
Building NoPaperForms, and later Meritto, showed us what happens when one student journey is split across too many systems: teams spend their time stitching context back together.
We found the same fragmentation around money.
Institutions could accept digital payments while fee rules, payer records, receipts, settlements and reconciliation remained distributed across tools and teams. Collexo was built around that gap.
From accepting payments to operating the fee lifecycle.
Real institutions brought real complexity. Collexo expanded from collection into fee management, reconciliation and reporting so the workflow could remain connected.
From institutional payments to more of the student financial experience.
Payment Cloud continues to connect institutional fee operations. Products such as Pixi extend the same thinking into identity, access, transit and prepaid student payments.
Where Collexo is headed.
A future where an institution’s financial relationship with a student is connected, contextual and increasingly intelligent. The principle stays the same: remove the gaps between policy, payment, identity, record and reconciliation so institutions can scale financial operations without scaling manual complexity.
Who builds Collexo and how the team works.
Product, engineering, implementation, customer success and business teams work alongside education institutions to understand how fee policies, payment journeys and finance operations behave in the real world.
That proximity matters. The edge cases in education finance are not edge cases for the teams handling them every day.
Collexo was built from the same education context that created Meritto.
Collexo is owned and operated by NoPaperForms Solutions Limited. The businesses address different parts of the institutional journey while sharing a common understanding of education workflows.
NoPaperForms
AI-powered vertical SaaS, embedded payments and agentic AI for education.
Meritto
AI-powered Operating System for Student Enrollments.
Collexo
Operating System for Fee Collections and Payments.
Mio AI
Agentic AI and intelligence across the education technology platform.
Unit No. 4, 1st Floor, Plot No. 242 & 243, AIHP Palms, Udyog Vihar Phase IV, Palam Road, Gurugram, Haryana 122015, India
Common questions about Collexo.
Understand what Collexo is, where it fits in the NoPaperForms platform and how it supports education fee collections and payments.
What is Collexo?
Collexo is NoPaperForms’ Operating System for Fee Collections and Payments and its embedded payments platform. It helps educational organisations manage, collect, reconcile and report student-related payments through a connected platform, serving as the financial system of record for fee collection and payment workflows.
How do NoPaperForms, Meritto, Collexo and Mio AI fit together?
NoPaperForms Solutions Limited is the company. Meritto is its AI-powered Operating System for Student Enrollments, Collexo is its Operating System for Fee Collections and Payments, and Mio AI is the agentic AI platform and intelligence layer across the wider education technology platform.
What is Collexo Payment Cloud?
Collexo Payment Cloud is the software layer within Collexo. Its core capabilities are Fee Management, Fee Collection and Payment Reconciliation, connecting fee rules, student and payer records, payment channels, receipts, settlements, exceptions and finance reporting.
Is Collexo a payment gateway?
No. Collexo integrates with licensed payment partners and payment gateways while providing the education-specific software layer around the transaction. It manages fee configuration, collection journeys, student mapping, receipts, settlement reconciliation, exceptions and reporting.
Who is Collexo built for?
Collexo is built for educational organisations including universities, colleges, Pre-K and K-12 schools, coaching and test preparation institutes, EdTech providers, education consultants and entrance examinations.
Who owns and operates Collexo?
Collexo is owned and operated by NoPaperForms Solutions Limited and sits within its wider education technology platform alongside Meritto and Mio AI.
When was Collexo launched?
Collexo was launched in 2021 as NoPaperForms expanded from student enrollment workflows into the fee collection and payment workflows around the student journey.
How secure is Collexo?
Collexo uses role-based access, encryption and auditable finance workflows. NoPaperForms holds ISO 9001:2015, ISO/IEC 27001:2022 and SOC 2 Type I and Type II certifications, and operates in accordance with applicable privacy and data-protection requirements.
See what changes when the fee workflow stays connected.
See how Collexo connects fee rules, payer journeys, receipts, settlements and reconciliation records around the student.