Make fees easier to pay. Collect upfront.

Offer education fee payment in EMI so students can split high-value fees into manageable instalments while your institution receives the approved amount upfront.

Flexible payment for students Upfront collection for institutions Connected fee records
Collexo Fee Collection

Complete fee payment

AS
Aarav SharmaBBA Admission Fee
Fee payable ₹1,20,000
Pay full amountUPI, card, net banking and more
Pay through EMIExplore eligible financing options
EMI option available

Payment summary

Programme fee₹1,20,000
Amount financed₹1,20,000
Institution receivesUpfront
Choose a tenure
3 mo6 mo9 mo12 mo
Illustrative monthly payment₹20,000Final terms depend on eligibility and partner approval.
Reduce the lump-sum barrierGive students another way to complete a high-value fee payment.
Protect your collection cycleReceive the approved amount without collecting each monthly instalment yourself.
Keep the journey simpleOffer EMI inside the same digital fee payment experience.
Track every successful paymentKeep payment status connected to the right candidate and fee record.
Education fee EMI, built in

Flexible for the student. Predictable for your institution.

Collexo EMI brings financing into the fee collection journey, helping institutions improve payment completion without building and managing a separate instalment process.

  • Offer EMI for eligible admission, tuition, course and other education fees.
  • Let students explore eligible repayment options at the point of payment.
  • Record the successful payment against the right candidate and fee.
  • Manage EMI alongside UPI, cards, net banking, payment links and other collection methods.
Collexo Payment CloudFee Collection
EMI payments128
Amount collected₹42L
Success rate82%
StudentFeeMethodStatus
Aarav Sharma₹1.2LEMIPaid
Meera Patel₹85KEMIPaid
Kabir Verma₹72KCardPaid
Riya Nair₹95KEMIPaid
Vihaan Rao₹1.1LUPIPaid
One connected EMI journey

From fee setup to successful collection.

A clear payment experience for students, with every successful EMI transaction flowing back into your institution’s fee collection records.

01

Configure eligible fee payments

Choose where EMI should appear across your fee collection journey, based on the fees and payment setup supported by your institution.

Admission and enrolment feesTuition and programme feesCourse and certification payments

EMI configuration

BBA 2026 Admission Feev
₹25,000Edit
Show EMI at checkout
02

Let students choose EMI at checkout

Students see EMI alongside other available payment methods and can explore eligible repayment options within the fee payment journey.

Familiar digital checkoutClear fee and tenure visibilityNo separate collection workflow
Pay programme fee2 of 3
Pay full amountUPI, card or net banking
Pay in EMISplit the eligible fee into monthly instalments
Other payment methodsBased on institution configuration
03

Complete the financing journey

The student completes the required eligibility and approval steps with the relevant financing partner before the fee payment is confirmed.

Eligibility-led flowPartner approval and payment confirmationClear final payment status
1234
Approved
04

Collect the approved fee upfront

Your institution receives the approved fee amount after successful financing, instead of managing and following up on every monthly repayment.

Shorter institutional collection cycleNo manual monthly instalment follow-upPayment completion visible to teams
Approved fee amount₹1,20,000
Successful
Student pays monthlyInstitution receives upfront
05

Keep the payment mapped to the right record

Track the successful EMI payment against the relevant student, fee plan and collection record so teams have a clear view of payment completion.

Candidate-level payment statusFee-level transaction recordConsistent reporting and reconciliation context
Student recordVerified

Aarav Sharma – BBA 2026

ApplicantFee due
Fee recordMapped

Admission fee – ₹1,20,000

EMIPartner approved
Payment recordSuccessful

Transaction recorded in Collexo

PaidUpfront
Built for better fee collection

Turn affordability into payment completion.

EMI helps address the gap between a student’s intent to enrol and the ability to pay the full education fee at once.

Collect high-value fees

Give students a manageable payment route when a large one-time fee becomes the final blocker.

Improve payment completion

Add another payment option at the moment a student is ready to complete the fee journey.

Reduce collection delays

Receive the approved amount upfront instead of extending the institutional collection cycle across months.

Keep records connected

Maintain a clear connection between the student, the fee, the transaction and the final status.

Education fee EMI use cases

Support more ways to complete education payments.

Use EMI across eligible fee journeys for higher education institutions, schools, coaching institutes, EdTech businesses, skill academies and other education providers.

Higher education

Admission and programme fees

Help applicants complete high-value admission, enrolment or semester fee payments.

Schools

Annual and term fees

Offer a flexible route for eligible school fee payments without managing monthly collections internally.

Coaching

Long-duration course fees

Make premium test preparation and coaching programmes easier to pay for.

EdTech

Online course payments

Reduce the upfront cost barrier for high-value online programmes and learning cohorts.

Skill academies

Certification and training fees

Support learners choosing career-focused certification, bootcamp and training programmes.

Multi-campus

Centralised fee collection

Offer EMI as part of a consistent collection experience across programmes, centres and campuses.

EMI vs self-managed instalments

Flexible payments without turning your team into a collection desk.

Collexo EMI separates the student’s monthly repayment schedule from your institution’s fee collection cycle.

Collection needSelf-managed instalmentsCollexo EMI
Institution receives full fee upfrontNoAfter successful financing
Monthly follow-up by institutionRequiredNot for EMI repayments
Payment offered at digital checkoutUsually separateBuilt into fee collection
Payment linked to student and feeOften manualConnected record
Part of Collexo Fee Collection

One collection experience. More ways to pay.

Add EMI alongside the payment methods and collection routes already used by your institution, without creating a disconnected fee workflow.

Online checkoutUPI, cards and net banking
Payment linksShareable digital collection
EMIFlexible education fee payment
AutoDebitRecurring fee collection
Dynamic QRMapped counter payments
Offline collectionCash, cheque, DD and transfer
Frequently asked questions

Questions about education fee EMI.

Answers for institutions evaluating EMI as part of their fee collection journey.

What is Collexo EMI?

Collexo EMI is a fee collection capability that lets institutions offer eligible education fee payments in monthly instalments while receiving the approved fee amount upfront after successful financing.

How does education fee EMI help institutions?

It gives students another way to complete a high-value fee payment while helping the institution avoid extending its own collection cycle across multiple months.

Does the institution collect every monthly EMI?

No. After successful financing, the institution receives the approved fee amount. The student’s repayment schedule is managed through the relevant financing arrangement.

Which education fees can be offered through EMI?

Institutions can offer EMI for eligible admission, tuition, programme, course, certification and other education fee payments based on their collection setup and applicable partner criteria.

Can EMI be offered with other payment methods?

Yes. EMI can be presented alongside the payment methods and collection channels configured in Collexo Fee Collection, such as UPI, cards, net banking, payment links and other supported routes.

Is Collexo EMI a separate platform?

No. EMI is part of Fee Collection within Collexo Payment Cloud, so successful payments can remain connected to the relevant candidate and fee record.

Who is eligible for EMI?

Eligibility and final financing terms depend on the student, the fee payment and the criteria of the relevant financing partner. The available options are shown during the payment journey.

Who determines EMI eligibility and repayment terms?

EMI eligibility, approval, tenure, interest rate and repayment terms are determined by the applicable lending or financing partner. Collexo does not independently provide credit.

Is EMI suitable for schools, colleges and coaching institutes?

It can support eligible fee journeys across higher education institutions, schools, coaching institutes, EdTech businesses, skill academies and other education providers.

Make high-value fees easier to complete.

Bring flexible education fee payment into Collexo Fee Collection while keeping your institution’s collection cycle moving.

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