We build the financial infrastructure for education.
We designed Collexo as a fully integrated suite of financial and payment products crafted for education’s unique pace and complexity. By bringing together fee collection, reconciliation, and transparency for parents, Collexo transforms finance from a daily struggle into a dependable foundation. With predictability and scalability at its core, institutions gain the confidence to focus on what truly matters, shaping learning experiences and student success.
Trusted and by over 1000 educational organizations globally
Our Story
Collexo was the next step in a journey we were already walking at NoPaperForms. From our work solving student enrollments, we saw patterns repeating: finance teams chasing reconciliations, parents demanding transparency, and institutions struggling for predictability. What enrollment was before Meritto, finance was before Collexo: fragmented, frustrating, and fragile.
So we designed Collexo to do for payments what Meritto did for admissions: to turn a challenge into an advantage, and a gap into a foundation.
Our Philosophy
Craft over quick fixes
We design carefully for education, instead of stitching together what exists elsewhere.
Partnership over transaction
We see ourselves as teammates in every institution’s journey, not just providers of software.
Trust by design
Security and integrity aren’t add-ons—they’re the way we work, the way we decide, and the way we build.
The long view
Because education is generational, our commitment is too.
wasn’t built in a day
From enrollments, a new need
Our story begins with Meritto, founded in 2017 as NoPaperForms on a mission to digitize the enrollment experience for educational institutions. As we worked closely with admission and operations teams one insight stood out: while enrollments were becoming digital, fee payments and financial operations remained fragmented. It became evident that education didn’t just need enrollment technology, it needed financial technology made for education.
Collexo begins
In 2021, we began building Collexo, a bold step toward creating education-native financial infrastructure. The goal wasn’t to be another payment gateway, but to reimagine how institutions collect, manage, and move money. Designed to be reliable, simple, and calm to operate, Collexo introduced a new way of handling fees, settlements, and reconciliations.
Recognized as a pillar
By 2022, Collexo emerged as more than a product, it became a pillar of Meritto’s ecosystem. Together, Meritto and Collexo began powering the digital backbone of modern education: one managing the journey of every student, the other managing the journey of every rupee. Collexo brought efficiency and control to thousands of daily financial operations, quietly enabling trust and transparency between institutions and families.
Evolving with institutions
As our partnerships with educational organizations deepened, so did our vision. In 2023, Collexo expanded into a comprehensive suite for institutional finance, connecting payments, refunds, reconciliation, and reporting into one intelligent layer. It empowered multi-campus institutions to gain financial visibility like never before, simplifying operations at scale and enabling data-backed decision-making across departments.
A new-age student campus experience
In 2025, Collexo stepped into student life with the launch of Pixi, a smart student ID card that blended payments, access, and identity into one. What began as a fee management system evolved into a connected campus experience, where a single tap could unlock a gate, pay for lunch, or ride the metro.
Looking Ahead
As we look to the future, our belief remains simple yet powerful: financial operations should never hold education back, they should quietly power its progress. Collexo continues to evolve as the invisible engine that supports learning, enabling institutions to operate with agility, students to experience convenience, and education itself to flow freely. The journey has just begun, and we’re building the future of educational finance, one innovation at a time.
Recognized for the craft, measured by the impact
Our People & Culture
Collexo is built by a team of builders, problem-solvers, and dreamers who believe that finance in education should be simple, predictable, and trusted. We are people who thrive at the intersection of technology and empathy. We don’t just code products; we craft experiences that give institutions peace of mind, parents confidence, and students uninterrupted access to learning.
Built Into Something Bigger
Collexo isn’t just The Operating System for Fee collections and Payments. It’s part of a larger design. At NoPaperForms, we build for the true infrastructure layer of education from enrollment, payments, to intelligence, and discovery. Collexo carries that vision into fee payments, while Meritto, Mio AI, and UniApply extend it across enrollments, campus life, operations, and families. Together, we create the digital backbone of modern education.